Rosabon Financial Services Limited Job Vacancies

0

Rosabon Financial Services – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the following positions below:

Job Title: Head, Credit and Risk Management

>>>Click Here to Join JOBS IN NIGERIA & OVERSEAS Telegram Channel and Receive Job Updates

Location: Lagos
Employment Type: Full-time

Job Description

  • The Head, Credit Risk Management will develop and implement policies and procedures that reduce credit risk in the organization.
  • He/she leads / manage initiatives and the development of strategies, methodologies and associated models/processes for measurement of Credit Portfolio Management.

Major Duties

  • Plan, design and implement an overall risk management process for the organization.
  • Ensure that sound credit risk measurement and monitoring frameworks are developed and implemented throughout the group in a standardized manner.
  • Manage the Company’s Enterprise Risk Management Framework as well as Credit Policy Guidelines.
  • Conduct audits of policy and compliance to standards, including liaison with internal and external auditors.
  • Oversee the credit review process for customer credit risk evaluation and credit underwriting/ recommendation.
  • Strategize, build and maintain process improvement across all roles in the Credit department
  • Improve and optimized credit approval, recovery and collection processes as well as operational efficiencies.
  • Enhance and review the company’s Credit Policies and Standards to reflect the best practice and regulate the risk assets of the group as directed by the Board
  • Spearhead the development, improvement and refinement of credit policies, procedures and strategies to enhance the company’s risk management platform
  • Monitor all necessary operations, policies and procedures that will help the company meet its risk Management goals whilst managing and quantifying the organization’s ‘risk appetite’.
  • Manage the subordinate staff of the department in the day to day performances of their jobs, while ensuring that departmental projects and activity milestones/goals are met and that all operations adhere to approved policies, budgets and regulations.
  • Coach, supervise and mentor analysts, collections, recovery and underwriting officers for effective, efficient and optimal performances.
  • Develop, manage and optimize the Credit Reporting and Monitoring framework that meets all necessary requirements of both external and internal stakeholders and ensure timely and accurate delivery of all reports.
  • Review strategic credit positions, Credit Limits, levels of provisions and concentrations ensuring that they are within stipulated limits
  • Conduct stress and scenario testing on the Risk Asset portfolio
  • Ensure timely and accurate reporting of information from these, interpret all report information and suggest actions for consideration to and by the relevant stakeholders.
  • Provide requirements and design inputs, particularly with regard to credit risk recognition, measurement and its reporting as part of the core team for implementation of key credit risk related projects (e.g. Credit Management System, IFRS 9 impairment)
  • Manage repayment risk and controlled payment delinquency significantly reducing it
  • Assist in preparation and presentation of the information pack for Board Risk Committee
  • Contribute to system implementation projects in the credit risk space by providing requirements and design inputs, particularly with regard to credit risk recognition and measurement.

Requirements

CLICK HERE TO APPLY FOR TOP JOBS OF THE WEEK
  • Candidates should possess at least a Master’s degree qualification in Accounting, Finance or a relavant field
  • 10-15 years work experience in credit risk management.
  • Candidate must possess relevant trainings and certificates from recognized bodies, professional memberships.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the “Job Title” as the subject of the email.
Or
Click here to apply online


Job Title: Telesales Supervisor

Location: Lagos
Employment Type: Full-time

Job Description

  • The Telesales Supervisor will lead the asset creation telemarketing department. Leading, supporting and developing teams of telesales executives in the telesales department, ensuring day to day management of teams, and team leads and guiding the team members to ensure delivery of set sales targets, Identify opportunities for business development and ensure high conversion rate.

Requirements

  • First Degree in a relevant discipline from a reputable academic institution. Masters Degree is an added advantage.
  • MUST have a solid background/previous experience for at least 8 years preferably in a financial services sector, part of which must have been as a core telesales supervisor,
  • Demonstrable evidence of leading and managing a high performing team that delivers and exceeds targets

Application Closing Date
Not Specified.

CLICK HERE TO APPLY FOR LATEST HOT JOBS

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the “Job Title” as the subject of the email.
Or
Click here to apply online


Job Title: Lease Supervisor

Location: Lagos
Employment Type: Full-time

Details

CLICK HERE TO APPLY FOR TOP JOBS OF THE WEEK
  • The Lease Supervisor is tasked with generating High Net Worth corporate sales volume and revenue by identifying and prospecting new B2B customers, retaining and penetrating the customer base to increase the volume / revenue of the business, refer prospects or for repeat patronage.
  • He / she will also be responsible for the assigned leasing sales teams, coaching, mentoring and supervising their activities towards achieving their targets,and driving business.

Duties & Responsibilities

  • Fostering partnerships and relationships with high net worth corporate entities to generate lease leads for Business support loans.
  • Proactively identify, pursue, and maintain a constant pipeline of potential customers that meet or exceed established quotas via prospecting, networking and referral activities within the assigned branches.
  • Develop new sales ideas and leads and ensure all viable leads are properly consummated for individual and team targets.
  • Work closely with internal teams to provide key business insights, define and implement appropriate sales, marketing, operational and business development strategies to maximize sales and profitability of the business.
  • Build and maintain relationships with Customers by acting as a consultant, conducting periodic reviews and managing the voice of the customer process.
  • Be a People Manager (Recruit, build and nurture the sales team); Customer Manager (Strategically foster customer engagement) and Business Manager (Steer the business).

Qualifications / Requirements

  • A Bachelor’s degree in Business Administration, Management, Marketing or a related field. Advanced degrees, certifications and/or professional membership will be an added advantage
  • 7+ years progressive experience in financial sales or corporate lease sales role
  • Good understanding of the market, competitors, industry laws and regulations
  • Natural sales instincts, high-energy and be a results-driven sales professional with sound business acumen
  • A drive to reach sales and service goals

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV via mail to: [email protected] using “Lease Supervisor (Lagos) as the subject of the mail.


Job Title: Senior Deposit Mobilization Officer (Liability Generation) – Sales

CLICK HERE TO APPLY FOR LATEST HOT JOBS

Locations: Lagos Abuja (FCT), Rivers
Employment Type: Full-time

Duties & Responsibilities

  • Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
  • Meet, maintain and exceed set targets
  • Cultivate new clientele on a regular basis.
  • Cultivate and maintain courteous and efficient relationship with clients.
  • Timely response to feedback and other customer related issues or requests.
  • Participate in creating new and better marketing based on field experience.
  • Visit, engage prospects and maintain liability generated
  • Propose services, up-selling and cross-selling whenever possible
  • Recruit, train and build sales team across the country
  • Increase number of Treasury services taken up by Clients
  • Ensure the effective, high-quality management of Clients
  • Conduct periodic competitor analysis, reviewing product rates and requirements
  • Prepare and send periodic report to management
  • On-board and manage subordinates to maintain a consistently high number of prospects, and with a high conversion rate
  • Train IMTs and Treasury Admin on the various Treasury products and relevant company policies.

Qualifications

  • Minimum education level – First degree in any discipline from a reputable academic institution. Post-graduate qualification(s) and professional membership will be an added advantage.
  • 4+ years of experience in sales and business development. Experience in a financial institution is an added advantage
  • Demonstrated track record of meeting / exceeding targets as an individual contributor.
  • Successful experience building a territory from little or nothing.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should forward their CV to: [email protected] using the position as subject of email.


Job Title: Head, Internal Audit and Compliance

Location: Lagos
Employment Type: Full-time

Job Description

CLICK HERE TO APPLY FOR TOP JOBS OF THE WEEK
  • The Head, Audit & Compliance is grossly responsible for ascertaining and assessing the soundness of accounting and financial controls and procedures.
  • He / she assesses the accuracy, timeliness and relevance of management information, appraising the efficiency of established policies and procedures, reviewing them in the light of changing circumstances and ensuring that Internal Control checks are carried out on all pre-disbursement transactions.

Other duties include:

  • Give comprehensive reports on Audits and proffer immediate solution.
  • Conduct Audit to identify business risk areas and give recommendation on weaknesses identified.
  • Carry out pre / post transaction Audit through the Audit checklist on daily basis.
  • Ensure timely processing of new transactions in accordance with policies
  • Ensure timely completion of Audit plans
  • Ensure conformance and compliance with Policies, Procedures, and Professional Standards, as well as a high delivery of operations in accordance to approved budget
  • etc.

Requirements & Skills

  • B.Sc in Accounting, Finance, or any other related field, with relevant certificates and professional membership
  • Min. of 8 yrs. cognizant experience with other relevant professional certifications
  • Demonstrated skills, knowledge and experience in auditing; internal audit standards, ethics and fraud awareness
  • Strong Analytical and documentation skills
  • Experienced recommending Results/Corrective Actions
  • Experience in a bank/financial institution is an added advantage

Application Closing Date
Not Specified.

CLICK HERE TO APPLY FOR LATEST HOT JOBS

Method of Application
Interested and qualified candidates should forward their CV to: [email protected] using the position as subject of email.


Job Title: Lease Executive

Locations: Abuja (FCT) , Lagos, Rivers
Employment Type: Full-time

Details

  • The lease executive will build and preserve trusting relationships with our clients to get quality risk assets being Corporate Loans, operating and finance leases. We’ll rely on you to find ways to outperform our competition and maintain our company’s positive image.
  • Ultimately, you’ll maintain strong relationships with the company’s clients to boost our brand and profits.

Duties and Responsibilities

  • Generate High-Quality Risk Assets
  • Identify key staff in client companies to cultivate profitable relationships
  • Resolve clients complaints quickly and effectively
  • Understand clients’ needs and develop plans to address them
  • Promote excellent customer service.
  • Aim to preserve customers and renew contracts
  • Approach potential clients to establish relationships
  • Gain solid knowledge of competitors to build new profitable products
  • Building positive relationships with customers
  • Identifying opportunities for greater profits
  • Intuitive to customers’ needs
  • Strategic thinker and ability to analyze and solve problems quickly
  • Attentive to detail and organized
  • Must be self-motivated, flexible, and able to manage other assigned tasks
  • Prepare reports as at when due or assigned.
  • Other activities assigned by the head of the unit for better team productivity

Skills / Competencies / Requirements

  • BSc / BA in Business Administration or similar field
  • Proven experience in Sales and Business Development
  • Knowledge of customer management practice
  • Experience in Risk Assets creation
  • Experience in leasing
  • Problem-solving attitude
  • Excellent communication skills
  • Aptitude for fostering positive relationships
  • Teamwork and good work ethics

Application Closing Date
23rd April, 2021.

How to Apply
Interested and qualified candidates should:
Click here to apply online – Rivers

Click here to apply online – Abuja

Click here to apply online – Lagos





Job Title: Loan Sales Executive (Consumer Lending)

CLICK HERE TO APPLY FOR LATEST HOT JOBS

Locations: Abuja (FCT), Lagos, Rivers
Employment Type: Full-time

CLICK HERE TO APPLY FOR TOP JOBS OF THE WEEK

Job Description

  • The candidate will be tasked with the responsibility of selling various loan products.
  • He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Duties & Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Review loan agreements to ensure that they are complete and accurate according to policy
  • Update account records, Compute payment schedules and transactions on ERP
  • Confer with underwriters to aid in resolving loan application problems.
  • Update job knowledge on types of loans and other financial services
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
  • Operate in compliance with laws and regulations and adhere to lending compliance guidelines

Qualificatioins / Requirements

  • BS degree in Finance, Economics, or a related field
  • At least 2 years work experience.
  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal-oriented environment and meet the set target

Skills / Competencies:

  • Excellent communication and interpersonal skills
  • Integrity and Analytical skills.
  • Strong Negotiation and sales skills
  • Proficient in MS packages and Software
  • In-depth knowledge of computers, MS Packages, and banking software

Application Closing Date
23rd April, 2021.

Method of Application
Interested and qualified candidates should send their CV via mail to: [email protected] using the Job Title as the subject of the mail.


Job Title: Head, Deposit Mobilization (Liability Generation)

Location: Lagos
Employment Type: Full-time

Job Description

CLICK HERE TO APPLY FOR LATEST HOT JOBS
  • The Head of treasury/deposit mobilization oversees and ensures proper and adequate inflow of liabilities in the company.

He / she among other things will:

  • Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
  • Cultivate new clientele on a regular basis.
  • Cultivate and maintain courteous and efficient relationship with clients.
  • Timely response to feedback and other customer related issues or requests.
  • Participate in creating new and better marketing based on field experience.

Job Requirements

  • Bachelor’s Degree in Accounting, Business Management, Finance or any related field
  • 7-10 years of experience in a bank or a financial sector as a deposit mobilization lead.
  • MBA or professional certification in business, management, or finance would be an added advantage
  • Knowledge of capital markets, Sales, marketing and finance
  • Knowledge of MS Office suite, especially Excel
  • Leadership, managerial and Supervisory skills
  • Presentation and Negotiation skills
  • Strategic planning and Analytical skills
  • Verbal and written communication skills.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.


Job Title: National Channel Manager (Loan Sales / Asset Creation)

Location: Lagos
Employment Type: Full-time

CLICK HERE TO APPLY FOR TOP JOBS OF THE WEEK

Job Description

  • The National Channel Manager drives, and optimizes Asset Creation Team performance on objectives across the regions.

Roles & Responsibilities

  • Manage day-to-day Consumer Credit team operations, monitor the performance of the set territories.
  • Liaise with core sales staff within the region to optimize leads generations and conversion.
  • Forecast, plan, recruit and maintain the capacity plan for the Asset Creation team in all regions.
  • Conduct deep-dive analysis on key growth indicators for products, people, and processes.
  • Generate and contribute via market analysis and customer perception of new products.
  • Motivate, train and maintain a healthy and effective workforce
  • Identify, develop, and implement process change towards improving customer satisfaction and sales efficiency, etc.
  • Manage Lead Management System (LMS), create an optimal conversion strategy on leads.
  • Work closely with the Strategy and Marketing department to ensure consistency in the look and structure of sales collateral materials, packages and proposals, etc.
  • Develop monthly sales incentive programs for brokers & RSE to increase performance and drive results.
  • Facilitate large meetings with IMTTs and Brokers (differently) with such topics as training, compensation, products or customer experience.

Job Requirements

  • Bachelor’s Degree / HND in Marketing, Business Administration, Accounting or any other related field
  • 10 years+ of progressive experience in sales and marketing of financial products.
  • Experience in the banking sector/ Financial Institution is an added advantage
  • Experience and success in recruiting and retaining a high-performance sales team and a demonstrated ability to lead and manage a diverse sales team.
  • Demonstrated ability to achieve sales target.
  • Proven business analysis and judgment with the ability to proactively manage business and P&L to meet objectives.
  • Demonstrated ability to professionally develop and coach team members.
  • Strategy development, project management, problem-solving, and change management skills.
  • Solid understanding of the financial market and products.
  • Exceptional negotiation skills.
  • Ability to build positive working relationships, both internally and externally.
  • Ability to effectively present information and negotiate with all levels of management
  • Demonstrated strong oral and written communication skills.

Application Closing Date
Not Specified.

CLICK HERE TO APPLY FOR LATEST HOT JOBS

Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the email.

LEAVE A REPLY

Please enter your comment!
Please enter your name here