Senior Credit Underwriting Executive at the Concept Group

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    The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.

    We are recruiting to fill the position below:

    Job Title: Senior Credit Underwriting Executive

    Location: Lagos
    Employment Type: Full-time

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    Overview

    • The Senior Credit Underwriting Executive is largely responsible for interpreting and implementing guidelines for the underwriting team.
    • He/she regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients’ requests to the company in order to minimize, mitigate, or totally prevent unnecessary costs for the company and/or expose it to high risks.

    Job Description / Duties

    • Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
    • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery when assigned by HOD.
    • Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
    • To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
    • Ensures turn-around time for each transaction is minimized to the barest minimum.
    • Ensures the creditworthiness of each transaction especially those above the level of junior underwriters by preparing, reviewing, and analyzing risk criteria of potential customers.
    • Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.

    Job Requirements

    • B.Sc qualification in any Risk or Finance related course.
    • Required Qualification: BA / BSc / HND, MBA / MSc / MA
    • A minimum of 7 years progressive experience in Underwriting.

    Skills and Requirements:

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    • Exceptional organizational skills.
    • Excellent numeracy savvy.
    • Great creative, visionary, and critical thinking skills.

    Application Closing Date
    20th September, 2021.

    Method of Application
    Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the e-mail.

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