Senior Underwriting Executive at the Concept Group

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The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.

We are recruiting to fill the position below:

Job Title: Senior Underwriting Executive

Location: Lagos
Employment Type: Full-time

Overview

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  • The Senior Underwriting Executiveis largely responsible for interpreting and implementing guidelines for the underwriting team.
  • He/she regularly carry out risk assessments for various individuals and groups, by using various risk assessment tools, assesses the risk posed by a client or clients’ requests to the company in order to minimize, mitigate, or totally prevent unnecessary costs for the company and/or expose it to high risks.

Job Description / Duties

  • Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
  • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation, and recovery when assigned by HOD.
  • Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
  • To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
  • Ensures turn-around time for each transaction is minimized to the barest minimum.
  • Ensures the credit worthiness of each transaction especially those above the level of junior underwriter by preparing, reviewing, and analyzing risk criteria of potential customers.
  • Reviewing applications for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.

Job Requirements

  • B.Sc qualification in any Risk or Finance related course.
  • Required Qualification: BA / BSc / HND, MBA / MSc / MA
  • A minimum of 7 years progressive experience in Underwriting.

Skills and Requirements:

  • Exceptional organizational skills.
  • Excellent numeracy savvy.
  • Great creative, visionary, and critical thinking skills.

Application Closing Date
Not Specified.

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How to Apply
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the e-mail.

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